Rest assured

For 1.98% of your total balance each month our optional Shopping Insurance could cover your account payments and even protect some of your purchases too.

How can we help with payments?

With the optional protection of Shopping Insurance on your account we could:

  • Help with your payments if you are made redundant
  • Cover your payments if you fall sick or have an accident
  • Protect your purchases against loss, accidental damage or theft

How it all works

A charge will appear on your statement each month when you add Shopping Insurance to your account. Provided you are aged 18-75*, living in the UK** and have a credit account with us you could be covered.

How much will it cost?

1.98% of your total balance each month. For example if your balance was £100 you would pay £1.98. For a typical balance of £300 this would be £5.94.


Before adding Shopping Insurance to your account, please confirm that you're eligible for the cover and that it meets your needs by reading the Policy Document below.

Read the policy document

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Apply Online

apply Shopping Insurance
to your account

Alternatively you can call0844 556 0983

Calls made from BT landlines will cost no more than 8p per minute. Charges will vary for calls made via other service providers.
*Please read the Policy Document for full details including significant benefits, exclusions and limitations to see if this product is suitable for you. Please note that the sale of this product is non-advised.
**Excluding the Channel Islands

CO09-0548